MedCare360Loading government schemes
Free and subsidised healthcare for eligible citizens — national programmes and state schemes explained clearly.
50 crore+
Beneficiaries (PM-JAY)
25,000+
Cashless hospitals
₹5 lakh
Max coverage (PM-JAY)
Free
Premium for BPL families
Central government programmes — available across all states for eligible citizens.
Pradhan Mantri Jan Arogya Yojana
Covered Amount
₹5,00,000
Per family per year — fully cashless at network hospitals
Who It Covers
Low-income families (SECC database)
Reach
~12 crore families · 50 crore beneficiaries
Network
25,000+ empanelled hospitals across India
Key Benefits
Central Government Health Scheme
Covered Amount
Full coverage
OPD + hospitalisation at CGHS wellness centres and empanelled hospitals
Who It Covers
Central government employees, pensioners, MPs, judges, freedom fighters
Reach
80+ cities · Millions of central govt beneficiaries
Network
Wellness centres + 8,000+ empanelled private hospitals
Key Benefits
Employees' State Insurance Scheme
Covered Amount
Full coverage
Medical, cash sickness benefit, maternity, and more — all from one scheme
Who It Covers
Employees earning ≤ ₹21,000/month (₹25,000 for disabled employees)
Reach
Factories, shops, establishments with 10+ employees in notified areas
Network
1,500+ ESI hospitals and dispensaries
Key Benefits
State-specific programmes — in addition to or extending national coverage.
1 scheme available
Maharashtra residents eligible for PM-JAY also qualify for national coverage — the schemes below are in addition to or integrated with PM-JAY benefits.
Coverage
₹1.5 – ₹2.5 lakh
Per family per year · ₹2.5 lakh for organ transplant, cancer, and major illnesses
For
Yellow and orange ration card holders; farmers, journalists, ASHA workers
Highlights
Three steps — from checking eligibility to walking in for treatment.
Step 1
Check eligibility
Visit mera.pmjay.gov.in or call 14555. Enter your mobile number or ration card number. Your name will show if you're listed in the SECC database.
Step 2
Get your card
Visit your nearest Common Service Centre (CSC), empanelled hospital, or district office with your Aadhaar and ration card. The Ayushman card is issued free.
Step 3
Go cashless
Walk into any empanelled hospital, present your health card, and treatment begins — no cash required. The hospital handles the insurer directly.
Practical answers about government health scheme eligibility and usage.
Our team will check your eligibility, help you get your Ayushman card, and guide you to the right empanelled hospital for your treatment.